Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  Sales - Rs. 110000, Gross profit - Rs. 35000, Net loss - Rs. 7500. Find Operating expenses.
  a)   27500
  b)   42500
  c)   68500
  d)   75000
  e)   I am not attempting this question
  Q 2 .  Through Internet Banking customer can not avail the facility of the transactions of ……
  a)   Transactions of debits
  b)   Transactions of credits
  c)   Letter of Credit services
  d)   Funds Transfer
  e)   I am not attempting this question
  Q 3 .  Microcredit concentrates on______
  a)   small loan
  b)   women
  c)   rural areas
  d)   all of these
  e)   I am not attempting this question
  Q 4 .  If Rs. 50000 is lent at 10% interest, on which one the interest will be lowest?
  a)   Yearly compounding
  b)   Half-Yearly compounding
  c)   Quarterly compounding
  d)   Monthly compounding
  e)   I am not attempting this question
  Q 5 .  Communication software which allows free format messaging and file transfer on Banknet infrastructure is ……
  a)   NICNET
  b)   Banknet
  c)   RBI Net
  d)   Indonet
  e)   I am not attempting this question
  Q 6 .  Retail loans are generally given for the duration of
  a)   2-7 years
  b)   2-5 years
  c)   5-7 years
  d)   None of these
  e)   I am not attempting this question
  Q 7 .  Limitation period for filing a suit for foreclosure is ...... years from the date mortgage debt becomes due.
  a)   10 years
  b)   12 years
  c)   20 years
  d)   30 years
  e)   I am not attempting this question
  Q 8 .  If the security value of an asset is not even 10 % of the debit balance in the account, it will be classified as
  a)   doubtful
  b)   loss asset
  c)   substandard
  d)   standard
  e)   I am not attempting this question
  Q 9 .  A garnishee order is applicable to
  a)   Demand deposits
  b)   Time deposits subject to maturity
  c)   Recurring Deposit
  d)   All the above
  e)   I am not attempting this question
  Q 10 .  In a Bill, a person entitled to receive payment is called
  a)   Drawer
  b)   Drawee
  c)   Payee
  d)   None of the above
  e)   I am not attempting this question