Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  Your bank receives a cheque in inward clearing which has not been signed by the account holder. Which one of the following reasons you will select to return the cheque?
  a)   Cheque is not signed by the payee
  b)   Refer to the drawer
  c)   Cheque is not signed by the drawee
  d)   Cheque is not signed by the endorsee
  e)   I am not attempting this question
  Q 2 .  Medium Term loans are repayable within ........... years
  a)   2 to 5 years
  b)   2 to 6 years
  c)   2 to 7 years
  d)   2 to 8 years
  e)   I am not attempting this question
  Q 3 .  For a loan to be raised in case of need, a person assigns his insurance policy in favour of the bank.Such relationship of the customer with the bank, will be of a/an:
  a)   pledger and pledgee
  b)   beneficiary and trustee
  c)   lender and borrower
  d)   assignor and assignee
  e)   I am not attempting this question
  Q 4 .  A court decree is valid for a period of:
  a)   3 years
  b)   5 years
  c)   7 years
  d)   12 years
  e)   I am not attempting this question
  Q 5 .  Price structuring for products and services is attempted by banks in the following ways
  a)   Stand alone pricing for different products and services
  b)   Special quotes for high value deposits and retail assets
  c)   Bundled pricing/Holistic pricing based on total relationship
  d)   All the above
  e)   I am not attempting this question
  Q 6 .  A document executed in India shall be stamped ...... the time of execution.
  a)   before
  b)   after
  c)   at
  d)   either a or c
  e)   I am not attempting this question
  Q 7 .  In a contract of indemnity the liability of the indemnifier is
  a)   Primary
  b)   Secondary
  c)   Either Primary or Secondary
  d)   None of these
  e)   I am not attempting this question
  Q 8 .  An instrument is said to have been negotiated :
  a)   When it is presented for payment
  b)   When it is signed by the payee before payment
  c)   When it is transferred to a person who becomes the holder thereof
  d)   None of these
  e)   I am not attempting this question
  Q 9 .  A scheduled bank is one which is included in the
  a)   II Schedule of Banking Regulation Act
  b)   II Schedule of the Constitution of India
  c)   II Schedule of Reserve Bank of India Act
  d)   none of the above
  e)   I am not attempting this question
  Q 10 .  When a person by his words or conduct appoints someone as his agent it is known as agency by ......
  a)   promise
  b)   conduct
  c)   estoppel
  d)   action
  e)   I am not attempting this question