Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  LTV stands for
  a)   Long Term Value
  b)   Loan to Value Ratio
  c)   Loss to Value
  d)   Loan to Volume ratio
  e)   I am not attempting this question
  Q 2 .  Under letter of Credit , Bill means
  a)   Bill of entry
  b)   Bill of Lading
  c)   Bill of exchange
  d)   invoice
  e)   I am not attempting this question
  Q 3 .  Securitisation Company, for the purposes of asset reconstruction, can take which of the following measures?
  a)   The sale or lease of a part or whole of the business of the borrower
  b)   Rescheduling of payment of debts payable by the borrower
  c)   Taking possession of secured assets in accordance with the provisions of SARFAESI Act.
  d)   Any/all of the above
  e)   I am not attempting this question
  Q 4 .  National Clearing Cell of the RBI is located in ......
  a)   Mumbai
  b)   New Delhi
  c)   Calcutta
  d)    Chennai
  e)   I am not attempting this question
  Q 5 .  Capital is Rs 180, Reserves Rs 20, term loan Rs 300, Bank cash credit Rs 200, trade creditors Rs 50, provisions Rs 50/-,net fixed assets Rs 400,inventories Rs 150, cash Rs 50, Receivables Rs 150, goodwill Rs 50. What is current ratio?
  a)   1
  b)   1:1.17
  c)   1.17:1
  d)   2
  e)   I am not attempting this question
  Q 6 .  KYC guidelines have been framed on recommendation of /as per guidelines of
  a)   Reserve bank of India
  b)   Financial action task force
  c)   Ministry of finance
  d)   Indian banks association
  e)   I am not attempting this question
  Q 7 .  In LAN, each independent system is known as ......
  a)   Tree
  b)    Node
  c)   Server
  d)    Stand-alone PC
  e)   I am not attempting this question
  Q 8 .  Banking Codes and Standards Board of India (BCSBI) deals with
  a)   Inspection & Audit of Banks
  b)   Funds & Investments in Banks
  c)   Sanctioning of Loans
  d)   Customer Service
  e)   I am not attempting this question
  Q 9 .  Additional utility derived from consumption of an additional unit of commodity is called ......
  a)   Average Utility
  b)   Elasticity
  c)   Acceleration
  d)   Marginal Utility
  e)   I am not attempting this question
  Q 10 .  PDA in Internet Banking stands for ......... ?
  a)   Personal Data Attendant
  b)   Personal Data Assistant
  c)   Personal Digital Assistants
  d)   Personal Digital Analyzer
  e)   I am not attempting this question