Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  Name the odd one out:
  a)   ICRA
  b)   CIBIL
  c)   CARE
  d)   CRISIL
  e)   I am not attempting this question
  Q 2 .  Which is one of the pioneers in introducing consumer banking models with hybrid liability and asset products specifically targeted at the personal segment?
  a)   Andhra Bank
  b)   Standard Chartered Bank
  c)   State Bank of India
  d)   Bank of Baroda
  e)   I am not attempting this question
  Q 3 .  RBI issues notes of ...
  a)   All denomination
  b)   All denomination except Re.1
  c)   All denomination except Rs.1000
  d)   None of these
  e)   I am not attempting this question
  Q 4 .  Interest/Discount rate offered by a Debt Instrument is known as:
  a)   Coupon rate
  b)   Prime lending rate
  c)   Repo rate
  d)   Reverse repo rate
  e)   I am not attempting this question
  Q 5 .  RBI monitors overdue export bills not realised within the stipulated time by calling for a half yearly statement .this statement is called
  a)   BEF
  b)   XOS
  c)   ENC
  d)   ST- 9
  e)   I am not attempting this question
  Q 6 .  Discounting is used to determine
  a)   the future value of present cash flows
  b)   the present value of future cash flows
  c)   Either a or b
  d)   None of the above
  e)   I am not attempting this question
  Q 7 .  Electronic Channels in retail banking refers to
  a)   ATMs
  b)   Internet Banking
  c)   Mobile Banking
  d)   All the above
  e)   I am not attempting this question
  Q 8 .  In the case of dishonour of cheque due to insufficiency of funds the punishment under Section 138 of N.I. Act is ......
  a)   Twice the amount of cheque
  b)   One year imprisonment
  c)   Twice the amount of cheque or one year imprisonment
  d)   Twice the amount of cheque or two year imprisonment or both
  e)   I am not attempting this question
  Q 9 .  The pension fund regulatory authority is
  a)   ESIC
  b)   SEBI
  c)   RBI
  d)   PFRDA
  e)   I am not attempting this question
  Q 10 .  When colour TVs were introduced in India for the first time, the manufacturers priced them very high. After the initial enthusiasm waned, they reduced the price. This type of pricing is called ......
  a)   Price skimming
  b)   Market skimming
  c)   Exploitation pricing
  d)   a & c
  e)   I am not attempting this question