Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  Which one doesn't come under plastic money?
  a)   Credit Card
  b)   Charge Card
  c)   Debit Card
  d)   None of these
  e)   I am not attempting this question
  Q 2 .  You receive a cheque in an overdraft account for Rs.35,000. The debit balance in the account is Rs.70,000 and the OD limit is Rs.1,00,000. What reason you will state while returning?
  a)   Refer to drawer
  b)   Effects Not cleared
  c)   Exceeds arrangement
  d)   Endorsement not correct
  e)   I am not attempting this question
  Q 3 .  Through Mobile Banking customer can’t avail the facility of ……
  a)   Balance Enquiry 
  b)   Letter of Credit services
  c)   Funds Transfer 
  d)   Transactions of credits
  e)   I am not attempting this question
  Q 4 .  Which of the following is not a fundamental ingredient of an effective marketing mix in Retail Banking?
  a)   Product and Price
  b)   Product and profit
  c)   Place and People
  d)   Process and Physical evidence
  e)   I am not attempting this question
  Q 5 .  Minimum amount due (MAD) is calculated at what % of the total current dues of the credit card.....
  a)   5
  b)   7
  c)   8
  d)   10
  e)   I am not attempting this question
  Q 6 .  Can Board of Directors of a Public Limited Company borrow in excess of the aggregate of the paid-up capital and its free reserves?
  a)   Yes, after passing a resolution at a duly convened meeting of the Board
  b)   Yes, after obtaining consent of the shareholders in its General Meeting
  c)   No, it is prohibited under Section 293 of Companies Act
  d)   Yes, Borrowing upto 200% of Paid Up capital & free reserves is permitted under Sec 293
  e)   I am not attempting this question
  Q 7 .  The terms and conditions for repossession as per the recovery policy should contain the following provisions ……
  a)   notice period before taking possession
  b)   circumstances under which the notice period can be waived
  c)   the procedure for taking possession of the security
  d)   a provision regarding final chance to be given to the borrower for repayment of loan before the sale/auction of the property
  e)   I am not attempting this question
  Q 8 .  In Mardia case what the Supreme Court declared as invalid ?
  a)   Entire SARFAESI Act, 2002.
  b)   Creation of security interest.
  c)   Formation of Reconstruction Companies.
  d)   Condition to pay 75 per cent of the amount as pre-condition while preferring appeal to the DRT.
  e)   I am not attempting this question
  Q 9 .  Safe Deposit Locker cannot be hired by
  a)   individual
  b)   company
  c)   illiterate
  d)   minor
  e)   I am not attempting this question
  Q 10 .  Banknet link ...... cities
  a)   5
  b)   6
  c)   7
  d)   8
  e)   I am not attempting this question