Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  According to guidelines issued by RBI, investments are classifies as
  a)   held for maturity
  b)   held for trading
  c)   available for sale
  d)   All the above
  e)   I am not attempting this question
  Q 2 .  The nucleus of all software activity is ......
  a)   Printer
  b)   Word Processing Application
  c)   Database Application
  d)   Operating System
  e)   I am not attempting this question
  Q 3 .  Which of the following is correct
  a)   category 1 CDR accounts classified as Standard and substandard
  b)   category 2 CDR accounts classified as Doubtful
  c)   both 1 & 2
  d)   CDR is applicable to loss assets
  e)   I am not attempting this question
  Q 4 .  When a bank returns a cheque unpaid, it is called?
  a)   Payment of cheque
  b)   Dishonor of cheque
  c)   Cancelling of cheque
  d)   Drawing of cheque
  e)   I am not attempting this question
  Q 5 .  ?Which one is not a fund based service?
  a)   Short term finance
  b)   Letter of Credit
  c)   Bill discounting
  d)   Export credit
  e)   I am not attempting this question
  Q 6 .  To have a DP of Rs 3 lakhs in cash credit account (with limit Rs 3 lakhs with 25% of margin),the minimum stock should be
  a)   3 lakhs
  b)   4 lakhs
  c)   5 lakhs
  d)   6 lakhs
  e)   I am not attempting this question
  Q 7 .  In banking job sundays are holidays under:
  a)   banking regulation act
  b)   reserve bank of india act,1934
  c)   negotiable instrument act
  d)   holidays act
  e)   I am not attempting this question
  Q 8 .  Service delivery is generally more personalised and caring in which of the following category of banks
  a)   Public sector banks
  b)   Private banks
  c)   Foreign banks
  d)   All of these
  e)   I am not attempting this question
  Q 9 .  The accounts without survivor/nominee clause,the deceased account claim to be settled within...... from the date of receipt of requisite papers.
  a)   15 days
  b)   1 month
  c)   45 days
  d)   3 days
  e)   I am not attempting this question
  Q 10 .  A company which pools money from investors and invests in stocks, bonds, shares is called
  a)   A bank
  b)   An insurance company
  c)   Bancassurance
  d)   Mutual Fund
  e)   I am not attempting this question