Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  The acceptance of recommendations of the banking ombudsman should be conveyed by the complainant within ......
  a)   7 days
  b)   15 days
  c)   21 days
  d)   1 Month
  e)   I am not attempting this question
  Q 2 .  What is the maximum amount that can be claimed as a deduction under 80C of the IT Act, 1961?
  a)   Rs. 1,50,000
  b)   Rs. 1,20,000
  c)   Rs. 1,00,000
  d)   Rs. 30,000
  e)   I am not attempting this question
  Q 3 .  _______________is offering the Banks and Financial Institutions a new payment service called ‘Inter bank Mobile Payment Service (IMPS)’.
  a)   RTGS
  b)   NEFT
  c)   National Payments Corporation of India (NPCI)
  d)   State Bank group
  e)   I am not attempting this question
  Q 4 .  In balance sheet amount of total assets is Rs 10 lac , current liabilities Rs 5 lac and capital and reserves Rs 2 lac. What is the debt-equity ratio?
  a)   1:1
  b)   1.5:1
  c)   1.75:1
  d)   2:1
  e)   I am not attempting this question
  Q 5 .  The banker acts as a Bailee and the customer as Bailor, this relationship is applicable ......
  a)   when a bank lends funds to a corporate customer
  b)   when a bank accepts US$ FCNR deposits form a NRI customer
  c)   when a customer operates a safe deposit locker
  d)   when a customer keeps articles in safe custody with a bank
  e)   I am not attempting this question
  Q 6 .  A joint a/c of the pensioner with spouse can be operated by
  a)   Either or Survivor
  b)   Former or Survivor
  c)   Both 1&2
  d)   None
  e)   I am not attempting this question
  Q 7 .  Once a bearer is always bearer” under sec 85-2 of NI Act is applicable to:
  a)   Cheques only
  b)   Cheques and BOE
  c)   Cheques, bills and promissory notes
  d)   None
  e)   I am not attempting this question
  Q 8 .  Sales - Rs. 150000, Operating expenses - Rs. 30000, Net Loss - Rs. 10000. Find gross profit.
  a)   10000
  b)   20000
  c)   40000
  d)   110000
  e)   I am not attempting this question
  Q 9 .  Following types of account are not permitted under Internet banking
  a)   Jointly operated accounts
  b)   Joint account in E/s
  c)   Proprietorship accounts 
  d)   Any of these
  e)   I am not attempting this question
  Q 10 .  Cross Selling refers to ……
  a)   Selling additional products/services to the existing customers.
  b)   Selling products/services to new customers.
  c)   Only i is true
  d)   Both i and ii are true.
  e)   I am not attempting this question