Bank Promotion Exams

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Mock Test - General Banking

 
Dur:10 Min   Max Marks:10   Pass Marks:5 Time Remaining:
 
  Q 1 .  The management level responsible for making long range strategic decisions about which products and services to produce is the ......
  a)    Technology Level
  b)   Application Level
  c)   Operational Level
  d)   Top Level
  e)   I am not attempting this question
  Q 2 .  Banking Codes and Standards Board of India (BCSBI) deals with
  a)   Inspection & Audit of Banks
  b)   Funds & Investments in Banks
  c)   Sanctioning of Loans
  d)   Customer Service
  e)   I am not attempting this question
  Q 3 .  The Negotiable Instruments Act, 1881 extends to :
  a)   all States comprising of erstwhile British India.
  b)   the whole of India excluding Jammu & Kashmir.
  c)   the whole of India including Jammu & Kashmir.
  d)   the whole of India except the State of Sikkim and East Bengal
  e)   I am not attempting this question
  Q 4 .  Personal Loans are sanctioned by banks based on
  a)   Salary in case of employees
  b)   Monthly/Annual Income in case of business
  c)   Number of years of service/in business
  d)   All the above
  e)   I am not attempting this question
  Q 5 .  Mandate given by the illiterate account holder should be
  a)   Attested by manager who confirms and certifies thee same.
  b)   Attested by Notary public or Magistrate.
  c)   It is enough if we ask for a Mandate letter with LTI which has to be attested an authorised official.
  d)   We cannot accept a mandate from an illiterate customer at all.
  e)   I am not attempting this question
  Q 6 .  As per KYC guidelines customer should be classified into _____ categories as per the risk perception.these are______
  a)   4;low,medium,high and exceptional
  b)   3;low,medium,high
  c)   4;AAA,AA,A,A+
  d)   5;AAA,AA,A,BBB,BB
  e)   I am not attempting this question
  Q 7 .  Which is not come under broad money M3.
  a)   all demand deposit with bank.
  b)   all term deposits with bank.
  c)   all FCNRB Depo with bank
  d)   other deposits with RBI
  e)   I am not attempting this question
  Q 8 .  The form which serves as a data base for cross selling of different products in banks
  a)   account opening form
  b)   KYC form
  c)   credit card form
  d)   none of these
  e)   I am not attempting this question
  Q 9 .  'Fault lines' is a book written by_____
  a)   K.Chakraborty
  b)   Raghuram Rajan
  c)   Nachiket Mor
  d)   Bimal Jalan
  e)   I am not attempting this question
  Q 10 .  Which is not a fucntion of a bank?
  a)   Discounting of bills
  b)   Conducting foreign exchange transactions
  c)   Conducting Govt transactions
  d)   None of these
  e)   I am not attempting this question