Sr No

Type of Transaction

Banker - Customer Relationship

1

Acceptance of  Deposits

Debtor & Creditor

2

Overdraft/Loan/CC

Creditor & Debtor

3

Collection of Cheque

Agent & Principal

4

Sale/Purchase of shares

Agent & Principal

5

Carrying on Standing Orders

Agent & Principal

6

Purchaser of DD & Issuing Bank

Agent & Principal

7

Payee of DD & Issuing Bank

Trustee & Beneficiary

8

Articles left by mistake

Trustee & Beneficiary

9

Safe custody article

Bailee &Bailor

10

Safe Deposit Locker

Lessor & Lessee

11

Money tendered to  Bank pending  instruction for  its disposal

Trustee &  Beneficiary

12

Pledge

Pawnee & Pawner

13

Mortgage

Mortgagee & Mortgagor

14

Hypothecation

Hypothecatee & Hypothecator